It is useful because we want to give our patients a sense of value. UCR is the highest price you pay if you do not have any dental insurance. the next financial column over would be the contracted rate between the dentist office and the patients particular insurance, then the next financial field would be what the insurance is estimated to pay out of that contracted rate, and finally it would end with the differential between the contracted rate and what insurance is estimated to pay, known as patient portion paid out of pocket estimate. This way we can say, itsn't it great you have insurance, as your discount between UCR and contracted rate is $XXX.XX just because you have insurance!!
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